Archive for April, 2008
27.04.08

How to Avoid the Biggest Mistake in Network Marketing

Biz

Have your ever wondered why so many of your friends who start a network marketing business fail so miserably? Has this ever happened to you?

Big Ideas and then the Big Crash.

You heard the pitch about unlimited earning potential. You understood the idea that earning a little bit of extra money from the monthly order of each person who joined under you could make you a fortune. Of course it made a lot of sense when somebody drew the little round circles for you. But you found reality to be very different. So why is that?

Maybe you own a network marketing business with a reputable company and cannot seem to get it growing by itself. No matter how hard you try it just simply refuses to catch fire.

This article is going to explain why this happens and how to fix the problem once and for all.

Network marketers have a simple job description. It is exactly these two steps:

1. Find new people who would be interested in joining you to earn extra income and enjoy more free time.

2. Sponsoring those people and training people to do what you do.

Your company has a pretty simple job description. It is: EVERYTHING ELSE! That’s right, EVERYTHING ELSE. A short list would included running a customer call center, taking orders, shipping products, finding lost orders, replacing lost orders, calculating your commissions, sending your monthly cheque on time and of course writing marketing materials. But it’s still EVERYTHING ELSE.

To be successful you have to understand the difference. Most people go wrong at this step. They simply refuse to focus on doing their part a bit every day week after week, month after month. The company is the corporation with office staff and meeting rooms and warehouses and call centers and …… the employees. They do those things for you so you don’t have to.

You are an independent distributor who leverages the company’s assets and provides the link to new potential distributors and customers. Your job is simply to find new distributors of their great products. That is all. NOTHING ELSE. Go find some customers.

Most people work at 9-5 day jobs for medium to large corporations. Every day they meet other employees, managers, senior managers, vice presidents and if they are lucky only one person who thinks they are the president.

When people join a network marketing downline they bring with them this crazy idea that they need the corporate structure in their new business. Worse than that, they actually believe that because they are just starting out, they have to do all those jobs at once.

Nothing could be further from the truth. Their job is simply to introduce the business and the products to the customer and ask them if they wish to become independent distributors. NOTHING ELSE really matters.

I learned the other day that most people are willing to pay lots of money to learn how to do something rather than actually ever do it. This is certainly true in network marketing. Most people attend meetings after meetings, seminars after seminars and corporate events after corporate events to “learn” how to do it.

But since they never do anything - they never sponsor anybody. They blame the company. They blame the products. But in reality the problem is that they never did the network marketing job of finding new distributors and asking them to join them. So they crashed and burned.

Another thing that most people never seem to understand is that when they sponsor people those new distributors become business owners themselves. They cannot be threatened or fired.

If they work at the business sometimes when their favorite TV show is not showing then that is ok. If they work only part time a couple of hours every evening then that is ok too. Even if they jump in with both feet and work 16 hours a week and become a sponsoring machine then that is ok. Well that’s probably more then ok but you get the idea.

New distributors are independent businesses. They joined the business to work at their own pace. So your job is teaching them how to find new distributors. If they had wanted another boss then they would have got another job. They wanted to be their own boss for a change so they became a network marketer in your downline.

To fix the most common problem in network marketing is really simple. Just go talk to somebody. They just might want to earn extra money each month so they can have more free time. They just might join your downline and if they do, remember you earn a little bit of their order as a residual income commission.

Now this all assumes that you are part of a serious company and downline organization that actually trains you how to find new distributors.

The company we are involved with, Tahitian Noni International, http://www.tni.com/1522283 provides a training program called Success Path. You can read about it on our web site http://www.nonijuiceint.com We also provide training for our downline organization so that they can fine tune their sponsoring skills. You can read more about our opportunity at http://www.nonijuiceint.com/ebook

Success is not hard. It just takes a bit of work focused on the right activities, activities that create income.

About the author:

Ted Sullivan is a Tahitian Noni Independent Distributor who is helping others succeed at Network Marketing. He owns these web sites http://www.nonijuiceint.ca/http://www.nonijuiceint.us/and http://www.eplanetnews.biz/and uses them to develop his business online.

26.04.08

All About Plantar Warts

Cuisine

Some of us still believe with the old folk tale, that you will get some warts when you touched a toad. Don’t you know that when you take a public shower or simply when you just walk around bare footed will possibly increase the plantar warts in your feet? When your feet perspire and the moisture is trapped, the plantar warts spread out in the area of the foot, in which they increase in size and have their babies. These could be some of the possible reasons why some of us have plantar warts.

Well, some of us are not aware of these plantar warts. Plantar warts are just the common skin infection on the bottom side of our foot. Most teenagers have warts and these plantar warts are cause by the virus that usually enters the body through a break in the skin. The virus of the plantar warts often grows in warm, moist environments. It could be difficult for you to determine the plantar warts from the calluses, in which plantar warts can erupt anywhere on a particular foot. Anyhow, the plantar warts have tiny black dots on the surface layer, where these are the ends of the capillary blood vessels. While the calluses have no blood vessels and usually resemble a yellow candle, wax and are located only over the weight bearing areas of the foot which are perpetually irritated. Since plantar warts are soft tissue condition of the foot, they can too be painful. Since the virus can interfere the skin through those small and invisible cuts and scuff, the warts can appear anywhere on the skin, but those who are on the sole are only suitably called as plantar warts.

The plantar warts appear to be hard, flat, with its rough surface, and well-defined boundaries. They warts are commonly raised and fleshier every time they appear on the top of the foot or on the toes. The color of the plantar warts sometimes varies. They are often gray or brown, with a center that appears as one or more pinpoints of black. Some people used to walk barefoot on dirty surfaces or littered ground, which they don’t even think that those viruses are waylaying. If the plantar warts are not treated well, the warts can possibly spread out to an inch or more in circumference and can multiply into clusters of several warts, often called the mosaic warts. Plantar warts are a kind of infectious lesions, where it can be spread through scratching, touching, or even by having contact with skin shed from another wart. The bleeding of the warts may cause another plot to create other warts.

Even though warts are harmless, they too are painful. However, the first thing that you should do if they are painful is to seek treatment. You should consult for the best physician that carefully will trim the warts, and will apply a chemically treated dressing. Usually, the physician gives the patient of the plantar warts some information for him to follow for a self-care. The salicylic acid patches are required to be applied on a daily basis, and having proper foot hygiene includes the regular use of the burnish stone so to free your feet from the plantar warts. Nevertheless, sometimes, it may take a few weeks for the entire plantar warts to disappear. There are some instances that the plantar warts are develop on the weight bearing of the foot, particularly on the ball of the foot, or the heel, which sometimes causes to be the source of a sharp and burning pain. The pain usually occurs when the weight is brought directly on the wart. If possible, the treatment is required to be repeated regularly until the plantar warts are impaired. Though plantar warts disappear after a short time, they can recur too in the same location, frequently.

Everyone must take some prevention to avoid having the warts on our body, or having the plantar warts on our feet. You should prevent walking barefooted, but except on sandy beaches. It is required to change your shoes or your socks everyday, and must keep your feet clean and dry always. Checking the feet of your children habitually is one way of practicing their personal hygiene too. If possible, you should avoid having a direct contact with warts, or from other persons who have warts on the body, so to assure of having a hygienic body. Growths on, or some changes in your skin should not be ignored. Have some time to visit your podiatric physician.
For more information on warts please check out the plantar warts free resource guide

26.04.08

Perfekt!

Management

Are you obsessed with getting everything just right? Do you do everything yourself because no one else can do it as well as you can? Do you believe that everything you do has to be absolutely perfect? Although striving for excellence is a good thing to do, demanding perfection in everything you do is not.

Often, perfectionism is a way to delay taking action. If you keep finding problems to fix, you don’t have to do something you dread (such as making sales calls) or subject yourself or your product to the judgements of the marketplace.

Realize and accept that good enough is often good enough. There is a point of diminishing returns, where the time and effort you put in to “improving” something is not worth the cost. The cost is not just the cost of doing something over and over. It includes opportunity cost. Every day that you don’t have your product available for purchase, or every day you delay your new marketing program, is a day you are losing sales. And all of the time you put in doing something over and over again is time you could spend doing something more productive and more profitable.

Perhaps what you are trying to make perfect is something that will evolve over time. Your web site doesn’t have to be the ultimate web site the day you put it up on the Web. It should be attractive and free of obvious mistakes. The less-obvious mistakes can be fixed and you can always add new sections and content.

If you find it hard to let go of your quest for perfection, get help from someone you trust. Ask them to look at something you’ve done and help you decide if it’s good enough. They may catch something you didn’t, and really make it better. And, they will let you know when it is time to let go and move on to the next imperfect project!

Copyright Cathy Stucker. As the Idea Lady, Cathy Stucker can help you attract customers and make yourself famous with inexpensive and free marketing ideas. Get free tips, articles and more at http://www.IdeaLady.com/.

26.04.08

Make Money On A Home Based Business

Biz

Have you ever thought about starting a home based business in order to make money? A lot of people have, but where do you start with this?

The questions about home based businesses and how they make money for you are unending. You need to take care to take the first step when you are thinking about doing this. Most people miss this completely and thus they end up losing all their money on a business that goes nowhere.

Making Money By Writing A Home Based Business Plan

All right, the business plan for a home-based business may not sound like making money but it works. Far from what you may believe, it is not that hard to write a business plan. This isn’t one you need to show off to anyone. You may not need it to show to the bank for funding.

What this business plan will do is describe what your ideal home-based business will look like and how it will make money for you. You can’t reach a goal if you don’t have it set in the first place.

Write out your ideas of what your future will be like. In the end, what do you want to do? To you want to work in your pajamas in the morning with kids watching TV and you sitting at the computer typing away? Do you want products that you make by hand for each customer? Do you want to stock up on wholesale products and sell retail?

The Next Step To Making Money With a Home Based Business

Your next step is to take the next step. That might sound redundant but look at your business plan. Your plan needs steps to get to where you want to be. Write out these steps, and then take the first one on the list.

Once you have the steps written down, it’s easier to get to where you want to go. Just follow the steps. Need help? Ask! Join a business forum and ask someone you trust to look it over. Read everything you can get your hands on about home businesses and how they work.

Taking That Dramatic First Step Toward Making Money with a Home Based Business

Once you have the plan, the steps and know what to do, what makes you resist? Perhaps you fear failure or maybe you even fear actually succeeding? Forget for a moment all about failure or anything else. Look at your first step. Concentrate on it.

What is it exactly? Think about how you would do it. Picture in your mind the first step and how exactly to go about it. Spend an entire day thinking about that first step and where you will do it and how it will be done.

Then, when you are ready, do that first step and don’t stop until it’s done. Whatever it is, once it is done; look at your accomplishment. Reward yourself with a treat for getting it accomplished. It was the first step to your goal; making money with your own home based business. You’ve earned it!

Joel Teo is the owner of the Money Making Directory which boasts of money making tips, recommendations
and resources to help ordinary people make money online. Signup for his free
newsletter today at http://www.MakeThousandsToday.info and receive his complimentary “7 Insider
Secrets to making money online” Course.

26.04.08

Vet Check: Well-Bird Check Up

Animal Fun

I know there are differing opinions on the subject of well-bird check ups. Some people believe in having your apparently healthy parrot checked out once a year by a qualified avian vet, while others claim that taking a health bird into a vet office exposes them to “germies” they might not otherwise be exposed to. I am not going to lecture you on either. That is your choice. I am lucky enough to have a mobile avian vet that visits my house and I do have my parrots checked out once a year. But, you do what you think is right.

If you do take your bird in for a well bird check-up, here are some things that should be included:

Visual check: Looking at the ears, eyes, nose, mouth, etc. and making sure things appear as they should.

The touchy feely test: Feeling the bird to see if there are any lumps or other abnormalities the vet can feel.

Weight: Weight should be taken, in grams, every time.

Grooming: Wing and Nail trims, if needed.

Gram stain: The poop test - to make sure there are no bad things in the poopie.

Blood Work: Maybe. Possibly a chlamydia blood test and a complete blood panel. You don’t have to have these done every time. Ask your vet their opinion. Sometimes the vet may recommend more specific tests. And, just for the record, the bird does not have to be given anesthesia or “put under” to take a simple blood sample.

Ask Questions: Be sure to discuss any changes in behavior, health or diet related issues.

If your bird is not acting right, is tired a lot, lethargic, isn’t eating like normal, has a nasal or eye discharge, or just sits there all “poofed” out, you need to get to an avian vet as fast as you can. I mean today - not tomorrow. Better to be safe than sorry. So, repeat after me, “If my bird looks or acts sick, I will RUN not walk to my avian veterinarian.” Birds generally do not look or act sick until they are REALLY sick. They can take a turn for the worst very quickly.

Finding a vet
If you do not already have an avian vet, look in your local phone directory. Give them a call and see how many birds they treat. I know of several that advertise that they treat birds but only see a few per year.

You can also use these site to find an avian vet in your area.

The Association of Avian Veterinarians - Searchable
http://www.aav.org/vet-lookup/

The Association of Avian Veterinarians - more complete listing
http://www.aav.org/activemembers.html

or

The directory at Birds n Ways
American Board of Veterinary Practitioners, Certified in Avian Practice: http://www.birdsnways.com/articles/abvpvets.htm

Your Parrot Place
Taylor Knight is President of Your Parrot Place, providers of the
highest quality parrot food, toys, cages and supplies available.
YourParrotPlace.com - Only the Best for Your Parrot!

Free Parrot eBooks!
140 pages of parrot tips, information, nutrition advice, safety and more!
http://www.yourparrotplace.com/ebooks/free_ebooks.htm

24.04.08

The Golden Pendulum Formula

Investment Stuff

“In 1581, Galileo, while attending services at the Cathedral of Pisa, observed a chandelier swinging back and forth. Energized by shifting air currents, the chandelier moved in a variety of arcs and amplitudes. Thus was born the concept of the pendulum which Galileo used as a time measurement device in his later experiments”

The pendulum formula is a belief that, in any investment area, the herd instincts of greed and fear are prevalent, that virtually all extremes return to a natural equilibrium point or gravity center, and trends and cycles of these tendencies can be identified and measured.

Uncovering the full spectrum of trends, cycles, equilibrium points and fundamental values of the market is vital. The results should be in harmony with natural growth, maturity and regression.

An investor’s primary mission is to determine extremes of values, either long or short, that will result in a return to the current “gravity center” or an equilibrium point and thus a profitable trade. To this end, all decision lines, formulas and concepts must be fully integrated and calibrated to result in accuracy, precision and profit.

Fundamental Formula:
Many invest in gold and silver and resource stocks due to our huge trade deficits, unsustainable consumer debt, housing and stock market bubbles, etc. In 2003, John Embrey outlined 15 fundamental reasons to own gold at http://goldmoney.com/en/commentary/2003-09-26.html. Those reasons are still valid today and provide a type of insurance policy against potential financial disasters.

Evaluating gold, silver and resource stocks is not easy. Some are producers. Others may have a defined resource while others are explorers or prospect generators. In general, there are 10 areas in the gold and silver area in particular, that must be considered, evaluated and positively answered.

1. Management, their vision, experience and partners
2. Location of property
3. Infrastructure
4. Number of holes drilled
5. Number of potentially mineable ounces from measured, indicated
and inferred resources.
6. Open pit vs. underground
7. Metallurgy issues
8. Political considerations
9. Finances, net present value & potential share dilution
10. Feasibility study planned or in progress

A more detailed analysis of these guidelines and other issues by Kenneth Gerbino can be found at http://www.321gold.com/editorials/gerbino/gerbino060804.html

Technical Formula:
Outside of the fundamental criteria for owning gold and silver stocks, there are measurable trends, cycles and behavior that allow investors to participate and profit from the pendulum swings into and out of this area.

Studies have shown that 60% of a typical stock price change can be directly attributed to the movement of the overall market. Therefore, it just makes common sense to be on the right side of a market trend. To that end, it is wise to first focus on an index trend before considering individual gold, silver and resource issues.

Also, if we are planning to invest in any market arena, then it goes without saying that we need to reduce the risk, improve the probabilities and employ a more disciplined and original approach. My market direction indicators and advanced market behavior formulas are designed to assist me for just such a purpose, and I simply call it Pendulum. It is a personal tool box, as it were, to guide me in technical decisions.

The concept of trend is basic and using or developing an indicator that demonstrates a trend is essential. I recommend the MACD (moving average convergence divergence) found in most popular programs. In my work, I use my own modified form of the MACD which I called TSL (Trend Signal Line). Like the MACD it assists in determining trends but without as many whipsaws. For obvious reasons, it is very important to develop one’s own indicators so as to avoid getting the same results as everyone else.

Let’s look at an example. One of the more interesting concepts is to display a trend and cycle in one integrated view. One can therefore see the longer primary trend and the short term cycle within that trend. The red TSL is the trend signal line noted above and the SRA, my own speed and acceleration cycle indicator. Here is an example from the May 2005 low in the XAU index. Please see…. www.marketpendulum.com/pendulumconcepts.html for a chart description.

As you can see, it did quite well and allowed an early entrance into a profitable trend. So I would encourage all to develop their own indicators and formulas.

Today, my Pendulum tool box measures the swings in the market, their amplitude, force and energy while recording the motion of emotion across an equilibrium point or gravity center. The concept of gravity center is a central feature of Pendulum and is found throughout nature….that force of nature that compels both human behavior and physical objects to find their equilibrium point.

Results:
Using the concepts and criteria above, I employ two model portfolios, one gold/silver and the other resource stocks. The gold/silver portfolio is up an average 90% since 2002 and the resource portfolio 31% since its 2004 inception, a very satisfactory result for my purposes.

Conclusion:
We have discussed using key fundamental data and original technical trend criteria as the basis for stock selections in the gold/silver and resource investment areas. It is not easy, takes time and effort, but for the serious investor, it can be the golden pendulum formula for potential success.

A veteran of 25 years of investing and underwriting experience, Trader Garrett has created the Market Pendulum model. With a degree in social science, experience in risk analysis and a lifelong interest in natural laws and the sciences, he has created an important new tool for investors.

Contact: Trader Garrett
Email: mpendulum@airbits.com
Website: www.MarketPendulum.com

24.04.08

A Few Warning Signs for Potential Marriage Problems

House Of Relationships

Guys, I just can’t express to you how serious marriage is and your choice of the right mate is critical to your happiness. I want you to succeed in marriage and it’s a wonderful feeling spending the rest of you life with someone you love, get along with, and share common goals and interests with.

This week I want to alert you to some warning signals to look for that may potentially lead to a divorce, if you’re planning on getting married:

  1. How do her parents treat each other? Do they disrespect each other and are they always arguing and showing no love for each other? Our personalities are influenced by our parents. The way her parents treat each other can be an indicator of how she will treat you when you’re married. If it’s negative, watch out!
  2. Find out about her work history. If she has drifted from one job to another, this could indicate she has a problem getting along with others. And if she can’t get along with others she might not be able to get along with your friends and relatives, which can lead to marital friction.
  3. If you don’t drink and are turned off by people who drink, don’t marry a woman who drinks a lot. This can cause major problems.
  4. Does she have financial problems? Does she mismanage her money, in debt, overspends and shops all the time with no thought whatsoever if she can afford it? When you get married, things will be no different. She will most likely be the same way financially. If you are frugal and good with money, then money is going to be a major source of conflict in your marriage.
  5. Do her parents object to you getting married? If they do, then cool it for awhile. Put off the wedding until they have your blessings.
  6. I’m not trying to preach religion to you, but it’s a known fact that the family that prays together stays together. Sharing your religious beliefs is a very strong foundation for a successful marriage. So, if you want a Christian home, you should not marry a nonbeliever. Also, keep in mind that marriages with different faiths can cause problems.

This article written by Don Diebel (Americas #1 Singles
Expert). If you would like more free dating tips on how to
successfully meet, date, attract, and become intimate with
women, please visit his website at: http://www.getgirls.com.

24.04.08

The Importance of Stretching Exercises

Shopping Tips

Muscles and connective tissues shorten over time and that results in less flexibility. If your muscles have gone some time without being used, they tend to become weaker and quite stiff. The risk of injury is greatly increased when you start to use those muscles suddenly. If you are doing regular stretching exercises to lengthen and strengthen your muscles, injury can be easily avoided.

A pulling sensation is normal while you’re doing stretching exercises. It can be mildly uncomfortable but if you are experiencing pain then you are probably over extending your muscles. If this happens then you will need to reduce your stretch to maintain comfort. Of course you can push yourself to stretch further but do so gradually and with much consideration for your pain threshold.

A common mistake that many people make while doing stretching exercises is to bounce into the stretch. Bouncing is not a good idea because it’s a sharp, abrupt movement that can do a lot of damage to your muscles. You should focus on the specific muscle that you are stretching and gradually push your limit without causing yourself pain.

You should find that you are more limber in just a few short months if you are dedicated to doing some stretching exercises a few times a week. If you are hoping for a faster result then you can always increase the frequency and duration of your stretching exercises. Just remember not to overdo it because an injury could have you off your feet for an extended period of time.

James is a published author at Fitness Freaks, a site dedicted to bringing you up to date information on Health and Fitness related topics. For more great articles, visit our Fitness Articles page.

23.04.08

Are There Hormones in Your Whey Protein?

The Healthy Way

One question that has popped up a few times in my email in box
relates to the issue of hormones in whey protein supplements.
Are there hormones in your whey? It?s not a simple “yes” or “no”
answer I am sorry to say, but the short answer is, people have
nothing to fear.

Being an animal based product derived from milk, whey, like any
animal based product, could potentially contain some naturally
occurring hormone(s). The issue is, which hormone and in what
amounts?

Modern testing abilities being as sensitive as they are today,
being able to search for things in parts per million (ppm),
parts per billion (ppb) or even parts per trillion (ppt) in some
cases, some hormone of some kind can be found in virtually
anything we humans ingest, especially if it is derived from an
animal source (though plants also often contain some naturally
occurring hormones or hormone-like compounds).

So what’s the scoop on whey? The major concern seems to revolve
around:

Steroid based sex hormones (e.g., testosterone, etc.) Growth
hormones and or growth factors (e.g., IGF-1, bovine growth
hormone or bovine somatotropin, etc) Non-hormonal compounds such
as anti biotic contamination. I will attempt to address those in
particular to clear up any fears or confusion over the matter.

Are there any steroids in your whey?

Steroid hormones being highly lipophilic (soluble in fat) will
be found in the lipid (fat) portion of whey, or any milk based
product for that matter. Any high grade whey isolate (WPI) is
essentially fat free (read my article “The Whey it is” to
understand the differences in the types and quality of whey
proteins in back issues of Muscular Development or at my web
site at: http://www.brinkzone.com/wheyitis.html).

For example, CFM isolate contains less than one tenth of one
gram of actual dairy fat per 20 gram (20,000 milligrams)
serving, which is approximately one standard scoop found in most
products.

The additional fat listed on the can of most whey isolate
products generally comes from the addition of small amounts of
lecithin, which is not an animal based lipid, and or the
flavoring system being employed. An ion exchange whey - though
not an optimal whey protein in my opinion as explained in “The
Whey it is” - will contain even less fat.

So, the reality is sex hormone levels in the lipid portion of
milk fat and or fat in whey is so low as to be either non
-testable or virtually non testable. Add to that fact that whey
isolates are virtually fat free, and it’s easy to see this is a
non-issue.

Are there any growth hormones in your whey?

As for growth hormone(s) such as bovine somatotropin (BST) and
IGF-1, etc., that’s a bit more complicated. Growth factor
hormones (e.g., BST, IGF-1, etc.) are protein based hormones
(versus steroid based hormones discussed in the previous
section) and thus, can be found in the protein fraction of
animal based products, such as muscle, milk, etc.

However, we will keep the discussion of these hormones specific
to whey as that’s what this article is about right? Milk, and
thus whey protein, does contain minute amount of BST.

BST is simply the bovine (cow) form of growth hormone cows
produce naturally. In humans, it’s called Human Growth Hormone
(HGH), which is produced in the pituitary gland and is also a
popular anti aging drug many people are using to fight the
effects of aging.

However, and this is the essential point, BST is not found in
higher levels then would be found if the animals were not
treated with BST. That is, whether they treat the animals with
BST or not, they find the BST levels in milk to be found in
minute amounts and in the normal “background” levels.

What are the levels of BST found in milk? It ranges from
approximately zero - ten parts per billion (PPB) and typical
level found in milk is 3ppb. That translates into approximately
1 mcg (one millionth of a gram) per liter. That ladies and gents
is what we call a truly miniscule amount.

To add to the above, protein based hormones such as
BST-naturally occurring or otherwise - are quite delicate and
digestion of these proteins means they are destroyed when
ingested. To sum up, I consider the risk from BST to be again, a
non-issue. Don?t forget, the issue has been looked at
extensively by the scientific community.

For example:

The National Institutes of Health (NIH) looking at this issue
stated “The composition and nutritional values of milk from
bST-supplemented cows is essentially the same as milk from
untreated cows… (M)eat and milk from rbST-treated cows are as
safe as that from untreated cows.” (NIH Technology Assessment
Conference Statement on Bovine somatotropin. JAMA.
1991:265:1423-1425).

The Journal of the American Medical Association (JAMA) said on
the issue “The FDA has answered all questions and concerns about
the safety of milk from bST-supplemented cows…” (JAMA.
1990:264:1003-1005). The journal Science stated “The data
evaluated by the FDA documented the safety of food products from
animals treated with rbGH.” (Bovine Growth Hormone: Human Food
Safety Evaluation. Science. 1990:249:875-884.).

Yes folks, no matter what hysterical issues some people have
tried to raise with BST, the data and the facts simply does not
support the hysteria. It’s a non-issue to human health. However,
and it should be noted, that may not be the case for the cows
themselves, just as large amounts of HGH can be problematic for
humans, and that issue is currently being evaluated.

They may stop giving cows BST due to the health issues it
presents to cows, but not due to any health issues to humans. So
read my lips here gang, it won’t matter if the milk is taken
from “organic” non BST treated cows or not, the BST levels
appear to remain the same and are (a) found in miniscule amounts
and (b) in all probability are destroyed during digestion.

Yes, there can differences in the amounts of some compounds
(pesticide for example) between some organic foods (e.g., fruits
and vegetables) and non-organic foods, but BST simply is not one
of them.

As for Insulin-like growth factor one (IGF-1) that’s more
interesting and relevant, though it still appears to be a non
issue to human health. Different whey product will have varying
levels of IGF-1 depending on many variables such as: whether
it?s a concentrate (WPC) or an Isolate (WPI), how it’s produced,
and even what time of the year the milk is taken from the cows,
and so on.

So, I can’t give the levels for every form and type of whey (see
aforementioned article above “The Whey it is” to understand
different types of whey).

As an example (cause I have the numbers handy on my desk and
it’s the form of whey I personally use!), CFM isolates have
approximately 35 micrograms (mcg) of IGF per 100g of powder
(recall standard scoop is 20g).

Remember, we are not talking gram amounts here but micrograms,
which is one millionth of a gram! 35 micrograms could not even
be seen by the human eye. Could there be any negative
physiological effects to consuming this amount of IGF-1?

Add to the reality how unstable and sensitive to digestion
protein based hormones are, it’s highly unlikely. Being a
well-known anabolic/anti catabolic hormone, I bet most
bodybuilders wished the levels of IGF-1 in whey where much
higher!

{Side note: there is a whey product known as Bioactive Whey
Fraction (BAWF) protein that has bumped up levels of IGF-1 and
other growth factors that should be on the market shortly. Read
“The Whey it is” for more info on that if interested.}

Recall that IGF-1 was made a bit of a boogieman hormone when a
link (correlation) was found between IGF-1 levels and prostate
cancer. However, that association was not found in later studies
and any cause and effect relationship between the two is fuzzy
at best, and even contradictory according to some studies.

For example, some doctors find that PSA levels (used as a
predictor of prostate cancer) often drops when giving older men
growth hormone (which increase IGF-1 levels) which is not what
one would expect to find if IGF-1 was a cause of prostate cancer
nor is IGF-1 levels correlated to PSA levels.

Of course being a growth factor, able stimulate cell division
and cell differentiation, it has been theorized that like other
growth factors (e.g., GH, epidermal, transforming, platelet
derived, fibroblast, nerve, and ciliary neurotrophic growth
factors and others) IGF-1 could stimulate the growth of some
cancers.

This is far from proven however and far far more complicated
then it appears on the surface. For example, IGF-1 levels, as
well as GH, are intimately connected the immune system, and have
a wide range of essential effects on the body, such as keeping
bodyfat levels low and muscle mass levels up, bone formation,
and 1000 other effects. So, painting IGF-1 as a bad guy hormone
is both unscientific and simply incorrect.

Would a person with a hormone dependent liver cancer want to
inject (versus eat) large amounts of IGF-1 or GH? Probably not,
but even that is unclear at this time.

Let’s not forget the incidence of prostate cancer increases with
age in men but blood levels of IGF-1 and GH decline
significantly with age.

The etiology of prostate cancer is a highly complex, and not
fully understood interaction between diet, genetics, an
inflammatory process, and hormones such as testosterone, DHT,
estradiol, and other physiological variables and hormones both
known and yet unknown.

The bottom line here is, microgram amounts of IGF-1 found in
whey poses minimal (because no thing on earth we eat poses zero
risk!) to a non-existent risk, and may even help us in some
ways.

For example, IGF-1 has been shown to improve some
gastrointestinal diseases and pathology, reduces muscle loss
during certain disease states and other beneficial effects.

It’s also essential to remember from the many articles that have
been published on whey (written predominantly by yours truly)
that whey has been studied extensively for it’s effects on
cancer specifically, and across the board has been found to
prevent various forms of cancer in animals (with human data
strongly suggesting the same effects in people), improve
immunity, and other positive effects, such as possibly improve
performance and treat over training syndrome (OTS) in athletes.

Thus, it’s clear any increased risks from ingesting miniscule
amounts of IGF-1 found in whey - if there are any at all - are
offset by the many positive health effects of this well studied
protein.

Are there any anti biotics in whey?

Finally, we can address the possibility of any contamination
from the anti-biotics given to the cows that may find it’s way
into the milk and then the whey.

Several studies have found that in a small number of cases
anti-biotic residues could be detected in commercial milk. This
has caused some people to use organic non-treated milk.

Having done extensive consulting work in the whey industry, I
can tell you all major manufacturers of whey protein powders
test constantly for anti biotic residues, as the milk industry
in general does.

The major whey manufacturers I have worked with test every
single batch of incoming milk for anti-biotic residues and
reject any batch that finds any amount, no matter how small.
Only milk that gets an ND (non detectable) stamp of approval
after testing is used to produce the whey.

Thus, there are no anti biotic residues in your whey
supplements. I can?t personally vouch for all whey manufacturers
as I have not done consulting work for all whey manufacturers,
but the handful I have worked with had an extreme level of
quality control over the issue, and I have no reason to suspect
other companies are not just as anal about it.

Conclusion

I hope the above clears up any fears or confusion regarding
questions people may have had regarding whey. Considering how
much research is out there on whey and its many positive effects
on such a wide range of things, such as immunity, possibly
preventing some cancers, improving performance, etc., I know
whey will remain a staple part of my diet for many years to
come. It’s off to blend up some whey for me!

23.04.08

Repair Bad Credit Yourself

Credit Matters

In March 2005, the U.S. financial services industry succeeded in hammering the first nail in their plan to overhaul the nation’s bankruptcy system. Repairing bad credit yourself will be more necessary than ever. After contributing millions of dollars to elect Republican candidates sympathetic to their big money interests, banks, credit unions, credit card companies and major retailers have succeeded in making it more difficult to file for bankruptcy relief. About half of those filing do so due to medical catastrophe. You can still get help and repair bad credit yourself.

If you need to repair bad credit yourself begin by assessing your current credit
situation. Request a copy of your credit report, also known as your FICO report, then
read through it without getting upset. Don’t let the information you find make you
feel bad. It is common that up to 50% of the information on your credit report is
likely to be wrong or misrepresentative of your present credit situation. When you
learn how to repair bad credit yourself you’ll find out how the credit industry works
and you’ll raise your current credit score.

More to the point, when you learn how to repair bad credit yourself you will avoid
getting caught in credit traps that the credit card companies purposely set. Discover
what you need to know in order to repair bad credit yourself. Find out what the
banks, credit unions, and big corporate retailers don’t want you to know.

Who else gains from bankruptcy reform? Who doesn’t mind that you don’t know how
to repair bad credit yourself? Car makers and car dealers, such as the Ford Motor
Co., General Motors, and DaimlerChrysler. These automakers spent years and
millions pressuring legislators for bankruptcy reform. They did not like the way auto
loans were handled when an individual filed for bankruptcy. Repair bad credit
yourself and watch your credit score rise so that you can qualify for an auto loan.

Others who lobbied heavily for reform were the entertainment industry, gaming
interests and prime lenders such as MBNA Corporation and American Express
Company. These companies contributed millions and spent several years stacking
the political odds in favor of bankruptcy reform. Repair bad credit yourself and don’t
weep for the big corporations. MBNA Corp. and American Express Co. will be among
the top beneficiaries of bankruptcy reform.

The new bankruptcy reform laws will require most filers to get credit counseling and
lessons on how to improve their financial management skills. Repair bad credit
yourself and improve your FICO score within weeks. Keep your credit score healthy
and repair bad credit yourself before you ever need to consider seeking bankruptcy
relief.

Citizen advocate Suzanne Arthur highly recommends checking out the blog, Repair Bad Credit Newslog. Go to http://radio.weblogs.com/0142485/categories/
badCreditRepairNewslog/ for further information on how to avoid credit card
company traps and to repair your credit scores.

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