If you are looking to trade trends you will find that sometimes a real trend does not materialize for an extended period. What you may observe is a sideways movement that has a breakout with a short trend and it fades after a relatively small price movement. The trend then falters and falls back down to the previous range high and approximate breakout price.

You may well also observe that the previous market range is equal in size to the new range that is formed from the breakout price to the high price achieved in the minor trend up. This may occur both up and down throughout the entire trading session or trading period. What you may have is a series of sideways range bound price movements separated by minor breakouts.

Your decision is to participate should be based on whether the sideways ranges in these price movements are large enough for you to secure meaningful trading profits. If the answer is yes, then look to buy within the trading ranges on a movement up from support with an expectation to exit at resistance at the upper pricing of the range. When a breakout does occur (eventually it will happen) look for volume confirmation and expect that your price target will probably be from the breakout point plus the range of the previous price movement.

Your trading in range bound markets is usually is more often with this method and you should caution yourself not to over trade. Trade from support to resistance and back again using a leading indicator like stochastics or RSI for guidance.

The worst thing you can do is trade on trends when no there are no real trends developing.

For a FREE report on HOW TO TRADE FAST, enter your email address at:

http://lb.bcentral.com/ex/manage/subscriberprefs?customerid=12826

When Building Wealth by Russ Whitney was released a few years ago it sent shockwaves through the real estate industry and uncovered some amazing insights into Real Estate and Russ Whitney. It also opened the door for many people to get involved in the Real Estate Training Investing Training World.

Russ Whitney, who is considered “America’s Real Estate Guru talks a lot about the power of a dream, the power of a team and the power of belief.

There are many people to choose from when it comes to building a real estate business. There is Carlton Sheets, John Burley, Lou Castillo, Lou Vukas and Robert Allen and they are all great.

The internet has allowed many of these gurus’s to stake a claim to the ever growing world of Real Estate Investing. From time to time, I will experiment with many of there techniques and they are all great.

This quote sums us why I got started with Russ Whitney.

“Most of the people I talked to had college degrees, but they didn’t know the fundamentals of wealth building. Colleges and universities teach you math and science, but they don’t teach you how to make money, nor do they teach you how to protect your money. Most importantly, they don’t teach you how to keep it and make it grow. It takes a certain person; just wanting to become rich isn’t enough. You have to be ready to understand why you haven’t gotten rich yet and be willing to do something about it.

Under standing wealth building is truly the ultimate secret to investing in Real Estate or in any business.

Charles Light

Charles Light
Author, Speaker and Radio Show Host

When you understand the basic principles of technical analysis,
you already have got some knowledge that will help you to trade
well. Technical analysis is important, but what’s even more
important is something we refer to as money management. In order
to trade well, you should have a set of rules that you’re going
to follow consistently.

The most important thing that you’re going to have to learn to
become a succesful trader, is taking a loss.

If you have the courage to take a loss, you will always have
money in your trading account. Simply because you are willing to
sell stocks with a small loss, you will be able to make a profit
with only 4 good trades out of 10.

Taking a loss is admitting that you were wrong. Traders that
keep ignoring the negative signals of the market and refuse to
take a loss, might loose a very large part of their trading
capital. If a stock is trending lower, a turn north will not
happen that easily. But most of the investors don’t like to
admit that they’ve made a bad decision and continue to hold the
losing stock.

Trading in stocks is speculating and so it’s impossible to be
right all the time! Before you step in the trading game, you
must understand what you are doing. Let’s compare it with the
owner of a shop: buying new products is always a risk, you never
know if they are going to sell well. The shop owner will only
try new products if his business can afford it, even if he will
make several wrong decisions in a row.

Traders in stocks are just like shop owners. We are in the
business of trading. As trader must decide how much money he can
afford to loose.

Let’s look at the raw figures:

- if you lose 10% on a trade, you must win 11% on the next trade
in order to have your capital back;

- if you lose 15%, you must win 18% on the next trade in order
to have your capital back;

- if you lose 25%, you must win 33% on the next trade in order
to have your capital back;

- if you lose 35%, you must win 55% on the next trade in order
to have your capital back;

- if you lose 50%, you must win 100% on the next trade in order
to have your capital back;

You can only start to make money if you understand the huge
risks that are connected with not taking a loss on time.

“In 1581, Galileo, while attending services at the Cathedral of Pisa, observed a chandelier swinging back and forth. Energized by shifting air currents, the chandelier moved in a variety of arcs and amplitudes. Thus was born the concept of the pendulum which Galileo used as a time measurement device in his later experiments”

The pendulum formula is a belief that, in any investment area, the herd instincts of greed and fear are prevalent, that virtually all extremes return to a natural equilibrium point or gravity center, and trends and cycles of these tendencies can be identified and measured.

Uncovering the full spectrum of trends, cycles, equilibrium points and fundamental values of the market is vital. The results should be in harmony with natural growth, maturity and regression.

An investor’s primary mission is to determine extremes of values, either long or short, that will result in a return to the current “gravity center” or an equilibrium point and thus a profitable trade. To this end, all decision lines, formulas and concepts must be fully integrated and calibrated to result in accuracy, precision and profit.

Fundamental Formula:
Many invest in gold and silver and resource stocks due to our huge trade deficits, unsustainable consumer debt, housing and stock market bubbles, etc. In 2003, John Embrey outlined 15 fundamental reasons to own gold at http://goldmoney.com/en/commentary/2003-09-26.html. Those reasons are still valid today and provide a type of insurance policy against potential financial disasters.

Evaluating gold, silver and resource stocks is not easy. Some are producers. Others may have a defined resource while others are explorers or prospect generators. In general, there are 10 areas in the gold and silver area in particular, that must be considered, evaluated and positively answered.

1. Management, their vision, experience and partners
2. Location of property
3. Infrastructure
4. Number of holes drilled
5. Number of potentially mineable ounces from measured, indicated
and inferred resources.
6. Open pit vs. underground
7. Metallurgy issues
8. Political considerations
9. Finances, net present value & potential share dilution
10. Feasibility study planned or in progress

A more detailed analysis of these guidelines and other issues by Kenneth Gerbino can be found at http://www.321gold.com/editorials/gerbino/gerbino060804.html

Technical Formula:
Outside of the fundamental criteria for owning gold and silver stocks, there are measurable trends, cycles and behavior that allow investors to participate and profit from the pendulum swings into and out of this area.

Studies have shown that 60% of a typical stock price change can be directly attributed to the movement of the overall market. Therefore, it just makes common sense to be on the right side of a market trend. To that end, it is wise to first focus on an index trend before considering individual gold, silver and resource issues.

Also, if we are planning to invest in any market arena, then it goes without saying that we need to reduce the risk, improve the probabilities and employ a more disciplined and original approach. My market direction indicators and advanced market behavior formulas are designed to assist me for just such a purpose, and I simply call it Pendulum. It is a personal tool box, as it were, to guide me in technical decisions.

The concept of trend is basic and using or developing an indicator that demonstrates a trend is essential. I recommend the MACD (moving average convergence divergence) found in most popular programs. In my work, I use my own modified form of the MACD which I called TSL (Trend Signal Line). Like the MACD it assists in determining trends but without as many whipsaws. For obvious reasons, it is very important to develop one’s own indicators so as to avoid getting the same results as everyone else.

Let’s look at an example. One of the more interesting concepts is to display a trend and cycle in one integrated view. One can therefore see the longer primary trend and the short term cycle within that trend. The red TSL is the trend signal line noted above and the SRA, my own speed and acceleration cycle indicator. Here is an example from the May 2005 low in the XAU index. Please see…. www.marketpendulum.com/pendulumconcepts.html for a chart description.

As you can see, it did quite well and allowed an early entrance into a profitable trend. So I would encourage all to develop their own indicators and formulas.

Today, my Pendulum tool box measures the swings in the market, their amplitude, force and energy while recording the motion of emotion across an equilibrium point or gravity center. The concept of gravity center is a central feature of Pendulum and is found throughout nature….that force of nature that compels both human behavior and physical objects to find their equilibrium point.

Results:
Using the concepts and criteria above, I employ two model portfolios, one gold/silver and the other resource stocks. The gold/silver portfolio is up an average 90% since 2002 and the resource portfolio 31% since its 2004 inception, a very satisfactory result for my purposes.

Conclusion:
We have discussed using key fundamental data and original technical trend criteria as the basis for stock selections in the gold/silver and resource investment areas. It is not easy, takes time and effort, but for the serious investor, it can be the golden pendulum formula for potential success.

A veteran of 25 years of investing and underwriting experience, Trader Garrett has created the Market Pendulum model. With a degree in social science, experience in risk analysis and a lifelong interest in natural laws and the sciences, he has created an important new tool for investors.

Contact: Trader Garrett
Email: mpendulum@airbits.com
Website: www.MarketPendulum.com

Gold was one of the first known metals, and is today still considered one of the most valuable. Ancient Egyptians were some of the first miners and users of the precious metal, and were very proficient goldsmiths. It has been recorded that they could hammer gold into leaf so thin that it took 367,000 sheets to make a one inch high pile. Gold’s value has held throughout history because it is so rare and difficult to get into a pure form. It is a beautiful metal that is soft and easy to work with. It can be drawn into a fine wire, hammered into sheets for decoration or manipulated into jewelry. It also has highly anti-corrosive properties and is an excellent conductor of electricity.

Because of its versatility, gold has many uses. Jewelry is probably the most common use which dates back to ancient times. But more recently the metal has found a place in most electronic equipment due to its excellent conductive ability. Another major use of the yellow metal was currency as it was molded into coins and later used to back paper money printed by governments across the world.

The world has seen many frantic gold rushes that led to the development of frontiers. The largest U.S. gold rush occurred in the 1900’s in Nevada. In 1851 Australia followed suit and the Australian gold rush saw the population of Australia triple in nine years. New Zealand experienced a gold rush in 1861 and their population also grew massively. Johannesburg, the current financial hub of Africa, was founded as a result of the 1886 gold rush. South Africa is currently the world’s largest producer of gold.

The gold standard in the last century was the use of gold as the standard value for the money of a country. Citizens could redeem any of their money from the government in gold. Most western countries adhered to the gold standard during the early 1900’s. Things have changed dramatically since then though. Today gold’s role in the worldwide monetary system is small. The gold standard was dropped by Britain in 1931 and by the USA in 1971. Gold is still recognized as a valuable commodity the world over and is still held by governments as a store of wealth. 1971 saw the first time in history when no circulating currency in the world was redeemable in gold and the floating currency system was introduced.

The price of gold now rises and falls based on the economic principles of supply and demand. Even though the world’s monetary systems are no longer based on the value of gold, people are still intrigued by its beauty and impressed with its ever increasing usefulness in our daily lives.

Martin John resides in London, United Kingdom and has a background in investment banking and financial services.
http://www.buy-sell-gold.com/

One say’s “I bought “XYZ Company” at Rs.2200 and immediately after I bought the stock price dropped to Rs.2000.” I feel sad. Another comes with a different version “I sold “XYZ Company” at Rs.2000 and it went up to Rs.2400 same evening” I made an imaginary loss of Rs.400 per share.

Solution:

You can buy more shares @ Rs.2000 and reduce your overall buying cost. This has to be done only if believe in the fundamentals,management and the future prospects of the company.

To do this you need to keep money ready.whatever money you have and want to invest,split it into two parts. Then keep 50% cash aside, only invest with other 50%.So if need to buy more of any stock when the price falls you have ready cash.

Also now if you have 200 shares of XYZ Company 100@Rs.2200 and 100@Rs.2000.Then the price goes up to Rs.2400. Sell only 100 of the shares.Then if the price further shot up, you have some shares to sell And participate in the rally to make money.

Next You sold the share and the price went up. The solutoion to this is never sell all the shares at one time.Sell only 50% of your shares.So if he price goes up later you still have the other 50% to sell and make profit.

The golden Rule is to first do your own analysis of the stock before investing and buy on tips. Also invest only in companies which declare dividends every year. To be sure that you are not investing in loss making companies.

Every Market expert advices to do your stock analysis before investind in the stock market.
But nobody tells you how.

Well in my next article I will write about how to do stock anaysis using various tools such as financial ratios and by checking the track records of the comapnies you plan to invest in.

P.S: If you are not Indian then replace the Rs. into your own local curreny to understand the artilce

Jigar is a freelance writer and writes articles on stock markets and investments (www.sensex.in)

An old cliché goes, “Poor people get poorer by acting rich and rich people get richer by acting poor.” People do not realize how small day to day purchases can add up to big bucks in the long-run. It may seem like a penny here and a nickel there doesn’t mean a whole bunch, but even little amounts can add up to big savings.

The truth is that cutting back on your lifestyle choices is probably one of the only things that you have control over in your financial life. Some examples of everyday expenses are listed below. The amounts are simple values, and do not include potential interest that can be made from investing the savings.

Pack of Gum

2 per week X $1.00 per pack X 52 weeks per year = $104.00

Cigarettes

1 pack per day X $4.00 per pack X 365 = $1,460 per year

Alcohol

3 drinks per week X $2.50 per drink X 52 weeks in a year = $390.00 per year

Specialty Coffee/Late

1 per day X $3.50 per cup X 365 = $1,277.50 per year

Bag of Chips

2 per week X $1 per bag X 52 weeks per year = $104.00 per year

Eating out for Lunch

One day per week X $10 lunch X 52 weeks per year = $520 per year

Gasoline

If you drive 15 miles less per week (or 1 gallon of gas) X $2.50 per gallon X 52 weeks per year = $130.00

Round of Golf

1 round per month X $20 per round X 12 months per year = $240.00

Pair of Shoes

1 pair per month X $20 per pair X 12 months per year = $240.00

Using Another Banks ATM

Once per week X $2.50 fee X 52 weeks per year = $130.00

Going to the Movies and Popcorn for 2

Once per week X $15 X 52 weeks in a year = $780 per year

Renting a Movie

Once per week X $3.00 X 52 weeks in a year = $156.00

Give up Regular Cable Television

$45 per month X 12 months per year = $540.00

Regular Cable Instead of Digital Cable

Save $25 per month X 12 months per year =$300.00 per year

You probably noticed that some of these examples are extreme (who can live without cable right?), but they do prove a very good point. Everything you buy means money out of your pocket, and as you can see, the little things add up quick. No matter your income level, spending less than you earn is a must to becoming wealthy.

by Jeremy LaDart

http://www.moneytopics101.com

One of the frequently affirmed gripes by critics of the faxless instant cash advance trade confutes the borrowing rate universally being charged for short term payday bridging loans that can aggregate to twohundred percent or more.

The APR or annual percentage rate can be described as a simple, elementary metrics to check the effective interest a client would actually pay for one full year. It offers an accepted groundwork to specify which financial instrument shows a higher/lower overall cost to the debtor, with accessory charges that will be enjoined.Definitely the annualized rate of interest may be seen as a very suitable algorithm bearing upon financial obligations extending over a span of at least 12 months .But, regarding short term cash advances the annual interest rates are definitely appropriate.

Rather, let’s compare payday cash advances to jumping a taxi to get home from the office meeting. You’ll have to fork out forty dollars to get back home. True, $40 can be called anythin but a trivial sum to spend on a mere ride home nevertheless a great number of people do it for the simple reason that it’s opportune and services a requirement. Sure, we all know that we could rent a car for a whole day for only 40 dollars allowing us to drive as many miles as we want.

Let’s assume we do that— i.e. rent a car and drive say four hundred miles during this single day we’ve rented it. Of coursethe exponents of APR would probably insist that you will have to annualize this quote to get true comparisons… Alright, so let us take the amount charged for the taxi ride ($2 per mile times 400 miles) namely eighthundred dollars. The “annualized” equivalent of the car rental arrangement compared to that ride by taxi gives $40 vs $800. Of course, as you and I should have realized, that car rental we opted for wasn’t exactly the world’s best option, even in view of how much more expensive that “APR” was in this particular case.

And exactly the same holds true for loans till payday. Let’s not forget that fast cash advances are restricted to two weeks only, they are not annual loans. The seemingly high annualized borrowing rate doesn’t constitute a resilient metrics because at the end of the day this particular loan does not span a full year. The absolute interest rate charge tallies as about 15%-25% for the entire loan.
For an in-depth outline about a no fax payday advance see here.

SCENE 1: Pharaoh has just woken up from a very troubling dream and feels he must know the interpretation. Joseph gets called in and explains that there will be seven years of plenty and seven years of famine. The famine will be so bad that it will be as if there were no seven years of plenty.

SCENE 2: During the seven years of famine, people from all over the world come to Egypt to buy food, earning foreign exchange for Egypt. Egypt however is so covered that they can even afford to share their food with the rest of the world (for a price), including Joseph’s estranged family.

Something happened between scene 1 and scene 2 that we need to examine. Joseph made a suggestion that 20% of whatever was produced during the years of plenty must be SAVED and kept for the future. In other words, 20% must be stored for a period of seven years. Yet, this 20% was able to sustain not just Egypt but the whole world for the seven-year period of the famine. This shows the powerful potential of systematic savings.

I also want you to notice that when Egypt was in the period of famine the rest of the world was also experiencing famine. This I believe implies that the rest of the world must have also experienced the seven years of plenty with Egypt. What made the difference? Divine revelation and plain simple God inspired wisdom made the difference. Never underestimate the power of wise savings.

Imagine that you did what Joseph did with your income and kept as savings 20% for a period of seven years. Can you calculate how much it will come to if you are diligent about it and do not touch it? You must know that what you will have in seven years will not be the simple addition of what you put in because compound interest would have added value to it (i.e. if it is in a bank or an investment). Can you see the simple yet profound wisdom of savings? Joseph’s savings catered not just for Egypt but also for the whole world including his estranged family.

Combine savings and wise investing and you would have planted your own ‘money tree’ of wealth.

Eyitayo Adenuga copyright 2005. All rights reserved.

Are you interested in gold coin investments at a discounted rate? Then send email to eyitiade@yahoo.co.uk for more information with subject “amazing income opportunity”.

Will you like to have access to lots of ebooks and great softwares plus a money magnet website that pays you daily? send email to eyitiade@yahoo.co.uk with subject “daily payment website”

Estimated Reading Time: 4 minutes — Envision your life 10 or even 20 years from now. Where do you plan to be? What are you doing and with whom?

Most of us between the age of 35 and 50 years hope to be retired to some degree in 15 to 20 years or less. We see ourselves living on retirement funds enjoying life and family. I have never had a client tell me they see themselves penniless or sick. Yet, these same clients fail to have a full plan.

They may have a retirement fund at work and other investments but how are these performing? Did you plan a financial foundation? What does your Wellness Investment program look like?

Many people tell me they don’t have a financial foundation program or Wellness Investment program in place. Regardless of age and health it is never too late to start planning. It is better than no plan at all. In this article I will give you 2 of the 21 most important Wealth Connection Steps I offer in my online course.

Ask yourself, how does wealth connect to your health? Does it at all? Today most people would agree that finances play a part in how we feel. Lacking funds can add stress to one’s life and play a major part in your health. Ill-health can rapidly eat away at savings if you do not have a wellness plan other than health insurance.

In fact, I advise you rethink health insurance. What I mean by this is that it is what it says it is. Health insurance is for ill-health issues. Only a few “health insurance” programs are wellness insurance.

Health insurance also dictates the kind of care you can receive. Wellness insurance on the other hand is still an emerging system. A few companies do offer these types of plans and we do not endorse any insurance company as my job is to educate you a bit and you must look at what is right for your specific needs.

The wellness insurance programs I have seen work like this. The self employed or business can purchase these programs. They have major medical benefits for hospital and sometimes prescription drugs. They also have a “fund” where part of your premium goes that earns interest. That’s right interest. You can use this money for any type of care you desire including alternative medicine of your choice. Any funds you don’t use in a given year stays in your personal account earning interest year after year. At a certain age you can take this money out and use it. I have seen accounts that reach 30k and more. Why buy health insurance you do not use?

Step One

Look into Wellness Insurance programs. Only purchase from a known insurance company. One whose name you have heard of in the past that offers regular polices as well. It is buyers beware market so do your research.

Step Two

What amount do you personally put into your saving account each week? Most people say I have it drawn from my paycheck. This is not what I mean. Think about how much you spend each day on simple things like coffee or food. Can you spare $5.00 per week? I have only met one person who said they couldn’t even save this much. Six months later this person who didn’t become a client phoned me and said they had been doing it and it really worked. Here’s the plan short and sweet - I go into more detail in my online program. Contact my office for more details of how to receive a free 7-part on line e-course.

Each week whether you have your paycheck direct deposited or not; have as much as you can afford withdrawn from your account and placed in a savings plan at an investment firm like Charles Schwab. Use who you wish and make sure they have an automatic withdrawal program and that the funds go into a savings program.

Every quarter double the amount you are putting in. If you find you really aren’t missing this money from your daily life; double it every month. Don’t be surprised if you start looking forward to saving and adding more to how much you ‘put away’ each week.

Once this account is equal to 6 months income we move this money into a different type of account I go into future foundation steps in the online program. But we keep putting funds into the savings.

What happens is we have at the base a 6 to 9 month savings account earning a bit better than a bank savings account. Next level is a certain type of money market with the same amount of funds earning a slightly higher interest rate, and so on up through Our Wealth Mastery program.

Point in fact, recently “Today on MSN” offered a glance at the habit of millionaires. Simple foundational planning won hands down.

Bonus Tip

Invest in your wellness. Visit an alternative doctor like a NCCAOM licensed acupuncturist. This ensures you are seeing someone who has completed an accredited program at an Oriental Medical College. Many acupuncturists are licensed through medical doctor or chiropractic programs. These programs lack in training and number of hours to meet. Make sure your practitioner is an active member of The National Certification Commission for Acupuncture and Oriental Medicine. Even if you love your doctor, choose a NCCAOM acupuncturist for this job - after all would you take your child to a gynecologist just because they deliver babies?

Or if you own a Porsche would you take it to a Honda dealership just because you also own a Honda. No, we take our loved ones and possessions to the experts. Do the same with your health.

Why do I suggest an acupuncturist? They are trained in wellness care and health care. Oriental Medicine practitioners know how to work with all types of illness and keep you well. Plan ahead even if you feel great get an evaluation now and follow a wellness program so that you continue to feel great into your golden years.

A wellness program may simply mean visiting your acupuncturist and massage therapist one time each month. Add up the dollars you save by not getting sick.
Invest this savings in your financial foundation.

If you have health issues, think how you will be in 10 years from now if you keep ignoring and minimizing your health, using drugs or having surgery without exploring other options. Acupuncture is virtually painless and offers greater relaxation than even massage.

Dr. Debra Novotny L.Ac D.Hom ND
www.enhanced-living.com